Personal Lines Coverage Options
Protect what matters most — your home, vehicles, and personal assets
Home
Your home is more than a structure — it’s your most valuable asset. Home insurance protects your property, belongings, and liability if someone is injured on your premises
Auto
Your car or truck is often your biggest asset after your home — we’ll help you get the right coverage at a price you can afford, protecting you from costly losses and downtime
Umbrella
One major accident or lawsuit can put everything at risk. Umbrella insurance adds extra liability protection beyond just your home and auto — it's coverage that matters most
Renters and Condo
Your landlord’s policy covers the building — not your belongings or liability. Renters and condo insurance is an affordable way to protect what’s yours
Specialty
Specialized coverage for boats, motorcycles, and RVs — protecting your investments whether you’re on the water, the road, or the open highway with tailored coverage that goes beyond the basics
Flood
Flooding is the #1 natural disaster in the U.S., and Texas is especially vulnerable. Flood insurance — separate from home insurance — is often needed even outside of high-risk zones.
High Valued Home
High-net-worth insurance offers tailored protection for luxury homes, collections, multiple properties, and higher liability needs—with expanded coverage and service
Secondary and Vacant Home
Secondary and vacant homes need specialized coverage for added risks like vacancy and distance from the primary residence
Rental Property
Homeowners insurance doesn’t cover rentals. Landlord insurance protects your property, liability, and rental income from tenant-related risks
Life Insurance Coverage Options
Secure your family's financial future with the right life insurance coverage
Term Life
Term life insurance provides simple, affordable protection for a set period — just pay premiums, and your beneficiaries receive a tax-free benefit if you pass away. It’s a cost-effective way to secure your family’s future
Whole Life
Whole life insurance offers lifelong coverage with fixed premiums and builds cash value that grows tax-deferred for you to access — combining protection, savings, and long-term financial flexibility
Index Universal Life
Index universal life insurance offers lifelong coverage with flexible premiums and benefits, plus tax-deferred cash value linked to the market for you to access as your needs change
Business Insurance Coverage Options
Comprehensive protection for your business operations, employees, assets and everything you've built
Business Owners Policy (BOP)
Business Owner’s Policy (BOP) bundles liability, property, and business interruption coverage into one affordable policy for common business risks
Business Auto
Personal auto policies don’t cover business use. Commercial auto insurance protects your vehicles and employees with liability and damage coverage on the job
Worker's Compensation
Workers’ comp is a no-fault policy that covers employee injuries with medical and wage benefits while protecting employers from lawsuits
Commercial Umbrella
Major claims can exceed standard liability limits, leaving you exposed. Commercial umbrella insurance adds $1–10M in extra protection above your primary policy
Builders Risk
Standard property insurance doesn’t cover buildings under construction. Builders risk insurance protects projects, materials, and equipment from start to completion
Inland Marine
C overage not included in standard property policies — inland marine insurance protects equipment, goods, and movable assets while in transit or stored off-site